2010:
"My passwords are just fine. They are long, and unique, and changed yearly. I even have a device that keeps them all secure, and it's even smaller and easier to carry than a phone. It's nice, because even if I don't have the device, I can remember passwords to all my most important stuff for emergencies."
"No, you fucking moron! You need two-factor authentication using a device with which we can track all your physical and informational actions!"
"But what if I don't have my phone?"
"I'm sorry, who are you?"

2025:
"Look, I spent a decade and a half changing everything in my life over to your stupid 2FA, so now I spend seven times as long logging in, and if I ever want to be let off my tracking leash, I must abandon the entirety of the internet for the duration."
"No, you fucking moron! You need passkeys!"
"You mean passwords?"
"We don't have passwords any more. Passkeys. It's like 2fa, but you don't have a password at all, so if you don't have your phone, there's *literally* no way for you to ever access your stuff again."
"But isn't that worse?"
"I hope that answered your question! Please take this short survey on how your AI service representative did on this chat."

forbes.com/sites/zakdoffman/20…