I'm sure everybody is sick up to the gills with all the #OpenEnrollment commercials splattering all media outlets like pigeon shit splattering a city--which is a case of health care making sick people. Anybody notice that it's all for #MedicareAdvantage and not for #ACA open enrollment, also currently active? The first A in ACA is likely the reason.
So all you newly retired people getting sucked in by enrolling into any Medicare Advantage program should keep in mind where the money for buying a lot of prime time AND off-prime time spot space comes from, because that's the same reason why they like to habitually deny coverage once you've been caught as a customer.
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cognitively accessible math
in reply to Radio Free Trumpistan • • •Radio Free Trumpistan likes this.
Radio Free Trumpistan
in reply to cognitively accessible math • •It's Medicare Advantage alright--advantage: big pharma.
cobalt
in reply to Radio Free Trumpistan • • •I tried last year to drop my Mei are Advantage to a Medicare account. Was told several times by insurance advisors it’s very hard to do and that some of my providers will not be covered. It sounded like scare tactics so I didn’t have time to investigate deeper.
I did have an appointment in person with a broker who used her access to inside information from vendors to “compare” and her result was there were only 2 companies beneficial to me, my present one or Cigna. Disgusted, I stayed with BCBSofAZ.
This year I have more time and will try again. I was sick of frequent emails, texts, snail mail all telling me how great my plan is. All year. I am disgusted my company now has THREE 3rd Party authorization on my various office appointments, imaging and meds, treatments. Usually only one per possible claim IF allowed. Half my medical care was denied. Co-pays on exactly 3 specialist appointments are $578 and must be paid because my new $3,000 deductible must be met first before insurance pays more. I was NOT informed before I had those appointments ab
... show moreI tried last year to drop my Mei are Advantage to a Medicare account. Was told several times by insurance advisors it’s very hard to do and that some of my providers will not be covered. It sounded like scare tactics so I didn’t have time to investigate deeper.
I did have an appointment in person with a broker who used her access to inside information from vendors to “compare” and her result was there were only 2 companies beneficial to me, my present one or Cigna. Disgusted, I stayed with BCBSofAZ.
This year I have more time and will try again. I was sick of frequent emails, texts, snail mail all telling me how great my plan is. All year. I am disgusted my company now has THREE 3rd Party authorization on my various office appointments, imaging and meds, treatments. Usually only one per possible claim IF allowed. Half my medical care was denied. Co-pays on exactly 3 specialist appointments are $578 and must be paid because my new $3,000 deductible must be met first before insurance pays more. I was NOT informed before I had those appointments about the increased co-pay. I had paid the $5 co-pay listed on my card, at each appointment. and got the bills 4 months later! 2 meds I must take are no longer provided in formulary: $200/month for my payments.
I really really resent paying people to nag me with offers of hooking me up to “Preferred” providers in with this insurance. I don’t want the splashy holiday greeting cards or birthday cards. I just want my medical needs met. Seems too much to ask.
Signed,
Person Trying to Drop Medicare ADVANTAGE
Radio Free Trumpistan likes this.
Radio Free Trumpistan
in reply to cobalt • •I wish I had useful advice on how to get off that hook, having never been on it myself. What I would think of doing is working it out with the Medicare office, dot gov thingie. Part D is also a rip off.
cobalt
in reply to Radio Free Trumpistan • • •